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In 2020, the Federal Trade Commission (FTC) received over 2.1 million fraud reports from consumers. Impostor scams were the most common type of fraud reported to the agency. As online shopping activity surged during the pandemic, the same thing happened to scams. In fact, online shopping was the second-most common fraud category reported in 2020. Specific […]

Having a swimming pool in the yard can bring your whole family together. It can be where you and your kids can build lasting memories and remind your children how hard you worked to give them the best possible childhood. But at the same time, it can also be a health and safety hazard without proper

Investing in your home can seem like a daunting task. There are so many decisions to make that it’s hard to know where you should start. Should I invest in my roof? Paint the walls? Add insulation to the attic? What about investing in solar panels for my roof or putting up vinyl siding on

Devices for listening aren’t usually considered essential tech. But in recent years, our lifestyles have changed to the point where we should reconsider their value. Faced with constantly busy schedules, we often find that our best chance to read books is through listening to their audio versions. Expert podcasts have become a vital tool as

Many people have been following the footsteps of Marie Kondo in decluttering their homes. Getting rid of household items that no longer “spark joy” is essential in keeping harmony in your home. The pandemic and the quarantine period has provided many homeowners with ample time to clean up their spaces to feel refreshed despite the

In the business world, cash reigns supreme. You work hard each day to make sure you earn more than youdid the month before. You spend hours thinking of ways to gain more profit while also reducing your expenses. If there is one thing that can make your world happy, that is to have a constant

Our lives can get hectic and unpredictable. As we face these daily challenges and uncertainties, it is natural to experience tremendous amounts of stress. And while our stressful experiences vary, we all certainly have our stress limits. Stress isn’t necessarily bad. It is a response that prompts us to act on something potentially threatening. Stress

Operating and owning a vehicle is a costly endeavor. The vehicle’s purchasing cost is only the beginning. When you get and drive your new car off the line, the expenses begin to pile up. Maintenance, insurance, and fuel may rapidly add up. As with other personal finance chores, the more cost-cutting steps you commit to

Many people dream about financing a large sum of money from retirement by selling their house, getting a smaller place, and investing the remainder for income. This often works for older adults whose kids are already on their own, and they don’t need that much space for themselves. In this case, downsizing is the best

An entrepreneur’s first business always has something to do with his/her passion and interest. Whether it’s crafting beaded necklaces, sewing baby onesies, or washing cars, it’s always something that they are personally interested in. And why not? Life is too short to spend on something that you don’t even understand or want to do. The